How to Buy Crypto with your Credit/Debit Card in HTX

How to Buy Crypto with your linked Credit/Debit Card

Get easy access to 348 cryptos with 57 local currencies and 60 payment methods

Please follow the steps below to buy crypto with Credit/Debit cards.

Step 1: Visit www.HTX.com to log-in, click [Buy Crypto] and [Quick Buy/Sell].

Step 2: You can select the type of crypto and local currency you want to buy from the drop-down menu.

① Select the type of the local currency you wish to pay

② Select the type of crypto you want to buy

③ Click "Buy..." to place a purchase order



Step 3: Select [+Add] to add a card for payment if you are the first time buying with a card or want to use another card that hasnt been linked before.

Step 4: Enter your card number, card expiration date and CVV number, which is usually a three-digit number on the back of your card. Input your billing address, then click [Confirm] to proceed. Please be noted that you cannot change your name once verified and only cards under your verified name are accepted. Neither HTX Gibraltar nor HTX Global collects any of your card information. All your card information is collected and processed by our partnered payment processor(s) through their iframe to ensure the safety of your card information.

If your card is linked successfully, you will see all linked cards on the payment list, and you can switch cards to proceed the payment there.

But if your card linking is failed, please check that the card information provided by you is correct, or the card is the one you have linked before.

Step 5: Back to the quotation page,

① Check the amount of local fiat currency you need to pay

② Check the amount of crypto you will receive

③ Check the linked card you will use to pay



After the transaction completed, you can transfer the crypto from your Fiat Account to your HTX Exchange Account with HTX Global to do further crypto trading such as Spot, Futures, Swap, etc on HTX Global. You can also view your purchased assets in the Fiat Account.

If your transaction fails, please contact Customer Support for assistance.

Frequently Asked Questions (FAQ)

Supported Fiat Currencies and Jurisdictions for Visa/MasterCard Purchase?

Supported card types and jurisdictions:

• Visa card is acceptable for cardholders in New Zealand, India, Indonesia, Philippines, Kazakhstan, Thailand, Vietnam, Hong Kong, Saudi Arabia, Brazil as well as most European countries and Australia.
• MasterCard is acceptable for cardholders in the United Kingdom, Australia, Poland, France, Czech Republic, Netherlands Spain, and Gibraltar for now, and will have more countries in the near future.

Supported fiat currencies:

• ALL, AUD, BGN, BRL, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, KZT, MDL, MKD, NOK, NZD, PHP, PLN, RON, SAR, SEK, THB, TRY, UAH, USD, VND.

Supported cryptocurrencies:

• BTC, ETH, LTC, USDT, EOS, BCH, ETC,HUSD and BSV

The Minimum Maximum Trading Amount for Buying Crypto with Credit/Debit Card?

The minimum maximum trading amount differs according to your verification status and tiers.

How to Complete ID Verification for Buying Crypto with Credit/Debit Card?

Since the buying crypto with credit/debit card service is provided by HTX Technology (Gibraltar) Co., Ltd (“HTX Gibraltar”), which is a regulated firm by Gibraltar Financial Services Commission (“GFSC”) with license number 24790, users who want to use this service are required to complete the following basic verification of HTX Gibraltar, and extra verifications may be required based on your purchase limits or other HTX Gibraltar’s compliance requirements.

Verification tier 1:

Step 1: On the Quick Buy/Sell page, choose the type of fiat currency and the cryptocurrency you want to buy from us, input the trading amount, and choose Card Payment as the payment method. Click the “Buy” button, you will see the price provided by “HTX” on the next page. If you have not completed any verification tiers yet, you will see the “Go to verification” button, please click it to complete the required verifications.

Step 2: Please input your current residential address and tick the box to accept the Term of Use and Privacy Policy if you want to continue to use our service

Step 3: Please upload your ID documents and complete facial recognition to complete the Identity Verification.

Once you complete the verification above, you will be able to trade up to 500 EUR per order, 1,000 EUR per day, 3,000 EUR per month, and 10,000 EUR in total.

Verification tier 2:

For verification tier 2, you will need to fill in and submit the following information, and you will be able to trade up to 5,000 EUR per order, 20,000 EUR per month, and 40,000 EUR in total:

• Purpose of trading
• Expected trading volumes per day/per month
• Source of funds
• Monthly income size
• Employment status

Verification tier 3

For verification tier 3, you will need to upload and submit the following proofs. Once you complete this verification tier, you will be able to trade up to 2,000 EUR per order, 5,000 EUR per day, 10,000 EUR per month, and 24,000 EUR per year, which will be subject to the accumulated trade limits based on your source of funds proof. It might take up to 3 business days to complete verification tier 3.

• Proof of residential address
• Proof of source of funds

What Should I Do if I Failed to Link a Card?

First of all, please confirm that your card is acceptable for the use of this service.

• Whether it is a supported card type: Visa/MasterCard credit card/debit card
• Whether it is issued by a supported jurisdiction: most European countries and Australia

If your card meets both requirements above but still does not work, it may be just because of a bad network or may be rejected by your card issuing bank. You will see a notification when failed to link a card. For the network reason, please wait for a while and try again. For issuing a bank’s rejection, please contact your card issuing bank for inquiries.